Real Estate Development Loans
Whether it's retail/office space, a hotel/apartment complex, a subdivision development, or a church building, CBBC Bank has real estate development loans for your specific situation. Terms are available for up to 20 years and we will work with you to find the best option suited for your project.
CBBC Bank provides construction loans to commercial customers for the building of, or renovations to, business facilities. We also offer construction loans for experienced home builders that are looking to build pre-sold or model homes. Additionally, construction financing can easily be converted to a permanent loan once a project is completed without the borrower needing to reapply.
Lines of Credit
One of the most versatile commercial loans, a Line of Credit ensures that funds are available for most any business need you may encounter. They allow for the re-borrowing of repaid funds any number of times during the term of the line without having to reapply for a new loan. Lines of Credit are most often used to address business needs that are short term, such as taking advantage of supplier offered discounts and supplementing cash flow.
Many businesses develop equipment needs that require commercial financing. Whether those needs lean toward machinery, technology, or vehicles; CBBC Bank offers a variety of terms up to seven years utilizing current business assets as collateral for your loan. Let us provide your business with what it needs to support your ongoing operations.
Working Capital Loans
Working capital loans are used to provide businesses with financing to cover their everyday operations during seasonal or periodic down cycles. During these slow times, proceeds from these loans can keep the company moving forward in advance of busier working seasons.
Small Business Administration Loans
SBA loans provide government guaranteed financing through various programs to fit the specific situation and cash flow needs of a business. SBA loans differ from conventional commercial loans in that they often provide longer maturities and more flexible terms. A business may qualify for SBA loans when they might not qualify for other types of loans.