Business Loans


The necessities of large corporations and small entrepreneurs can change drastically in very short amount of time. Commercial lending is often the catalyst that brings necessity into the realm of reality. Are you wanting to start your own business? Perhaps purchase an existing business that is already generating income? Do you need more equipment or space to expand on your current success? 

Whether your needs are short or long-term, CBBC Bank offers an array of loans with flexible terms. We'll structure a competitively priced financing program that will enable your business to meet challenges and achieve the financial goals you've set.



Interested in one of our business loans?**

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Real Estate Development Loans

Whether it's retail/office space, a hotel/apartment complex, a subdivision development, or a church building, CBBC Bank has real estate development loans for your specific situation. Terms are available for up to 20 years and we will work with you to find the best option suited for your project. 







Construction Loans

CBBC Bank provides construction loans to commercial customers for the building of, or renovations to, business facilities. We also offer construction loans for experienced home builders that are looking to build pre-sold or model homes. Additionally, construction financing can easily be converted to a permanent loan once a project is completed without the borrower needing to reapply.






Lines of Credit

One of the most versatile commercial loans, a Line of Credit ensures that funds are available for most any business need you may encounter. They allow for the re-borrowing of repaid funds any number of times during the term of the line without having to reapply for a new loan. Lines of Credit are most often used to address business needs that are short term, such as taking advantage of supplier offered discounts and supplementing cash flow.  






Equipment Loans

Many businesses develop equipment needs that require commercial financing. Whether those needs lean toward machinery, technology, or vehicles; CBBC Bank offers a variety of terms up to seven years utilizing current business assets as collateral for your loan. Let us provide your business with what it needs to support your ongoing operations. 






Working Capital Loans  

Working capital loans are used to provide businesses with financing to cover their everyday operations during seasonal or periodic down cycles. During these slow times, proceeds from these loans can keep the company moving forward in advance of busier working seasons.







Small Business Administration Loans

SBA loans provide government guaranteed financing through various programs to fit the specific situation and cash flow needs of a business. SBA loans differ from conventional commercial loans in that they often provide longer maturities and more flexible terms. A business may qualify for SBA loans when they might not qualify for other types of loans.


Our lenders are focused on building long-term relationships while keeping the future of your business in mind. If you would like to contact one of our lenders directly, please see their information below.


 

Al Grubb

Brian Hord

(865) 977-5903

(865) 379-2502

 

 

 

 

Kathy Johnson

Blake Tipton

(865) 380-1355

NMLS # 1108570

 

(865) 977-5902

 

 


*All loans are subject to credit and underwriting approval. Certain fees and restrictions may apply or other terms and conditions may apply. 

**Emails will receive a lender response by the end of the following business day.