Business Credit Cards


Choose the card that is right for your business- the Standard Card with no annual fee or the Preferred Points Rewards Card.

Standard Card

Features

  • No annual fee.
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.

Fees


Preferred Points Rewards Card

Features

  • Earn one point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

Benefits

  • Redeem your rewards points for cash-back rewards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

Fees


To Apply Now

  • Download the PDF application & supporting documents checklist
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and complete using either a blue or black ink pen. Paper applications are also available at our local branches.
  • Supporting documents vary depending on the type of business you have. 
  • You may fax your completed application to the Card Service Center at 877-809-9162, drop it off at one of our branches, or mail it in to the following address: 

Card Service Center

PO Box 569120

Dallas, TX 75356-9120


Credit Cards are subject to credit approval.

Please see application for information about current APRs and fees.

Credit Cards are provided through partnership with The Independent Bankers Bank. Stop by any branch to apply! 

Obtain a copy of your credit report at www.experian.com