Choose the card that is right for your business - Standard Card with no annual fee or the Preferred Points Rewards Card.

Standard Card

Features

• No annual fee.
• Competitive ongoing APR.1
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual and summary billing options.

Benefits

• 24-hour toll-free live customer assistance available at (800) 367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

Preferred Points Rewards Card

Features

• Earn one point for each dollar spent, up to 10,000 points per month.
• Low annual fee of $49.00 per account
• Competitive ongoing APR.1
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual billing option only.

Benefits

• Redeem your rewards points for cash-back rewards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191.
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

Fees

• Other fees may be charged; these fees are listed on the downloadable application.

To Apply Now

• Online Application
• If you prefer to apply with paper, simply download the PDF application & supporting documents checklist
• Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and complete using either a blue or black ink pen. Paper applications are also available at our local branches.
• Supporting documents vary depending on the type of business you have. 
• You may fax your completed application to the Card Service Center at (877) 809-9162, drop it off at one of our branches, or mail it in to the following address:

Credit Cards are subject to credit approval.

1 Please see application for information about current APRs and fees.

Credit Cards are provided through partnership with The Independent Bankers Bank. Stop by any branch to apply! 

Obtain a copy of your credit report at www.experian.com.